Financing Options for Health Care, Senior Living, Affordable Housing and Private Education Organizations
Financings and refinances help our clients accomplish long- and short-term capital goals, including:
| Financing | Refinancing |
New construction Renovation/Modernization Expansion Acquisition
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Our Approach
Lancaster Pollard customizes each finance plan so it meets short-term goals while providing a firm financial foundation to accomplish long-range objectives.
We perform the most extensive qualitative and quantitative analysis in the business, getting to know our clients so we can best represent them in the financial markets. This in-depth knowledge of your organization and its philosophies assures that you achieve the lowest funding cost possible within the structure most appropriate to facilitate your mission and business.
To better understand each client’s situation and needs, we continuously study trends and external environmental factors that can affect performance. We track rating agency criteria, changes in the market for debt securities and regulatory issues so your decisions are based on the most timely and accurate data available.
Lancaster Pollard believes that well-informed clients make the best financial decisions. You will understand every option and its implications. We will manage the process so you remain focused on operations.
We have developed a portfolio of services that offers ideal solutions to both nonprofit and for-profit organizations, as our clients' experience shows.
In most cases, a nonprofit organization’s most effective way to raise capital is through tax-exempt bonds. Tax-exempt bonds can be enhanced by third-party support such as a bank letter of credit (LOC) or federal mortgage insurance or guarantees. Enhancement improves the attractiveness of the bond to investors and can lower your total cost of capital.
Government-backed non-recourse mortgages with long amortization periods can be very attractive to for-profit providers. Lancaster Pollard Mortgage Company is an FHA/GNMA/USDA-approved lender and an active participant in programs that furnish government-backed mortgage insurance/guarantees to the health care, senior living and affordable housing sectors.
If a government-backed tax-exempt financing is the best option, we eliminate the time-consuming and costly practice of hiring two unrelated companies to serve as mortgagee and bond underwriter. Lancaster Pollard represents one of the few investment and mortgage banking combinations in the country that can deliver government-backed tax-exempt funding structures under one roof.
For-profit senior living providers seeking to extract equity or attain greater financial leverage should investigate Lancaster Pollard's EquityTap Program.
Our experience and broad exposure to the public and private debt markets allow us to tackle complex issues so that we can provide thorough and well-supported underwriting packages that increase the likelihood of successful applications.
To discuss your organization’s objectives, please call us.
