Capital Issue Winter 2009 | Lancaster Pollard

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Welcome to the Winter 2009 edition of The Capital Issue. While the markets remain turbulent, borrowers are still closing on financings using strategies such as HUD loans and letters of credit backed by the Federal Home Loan Bank. This edition features commentary to help explain what the market shifts might mean to you, and how you can react. We also are glad to include a guest article from the National PACE Association.

If you would like to contact us, we are available to answer any questions you may have about the market's impact on your current or future financing or investment strategies.

- Tom Green, CEO

Feature

Stepping Back: How has access to capital changed?
Though the markets have obviously not stabilized, there has been some improvement since an October low point. Many of the changes in variable-rate bonds/notes and fixed-rate debt can be understood through recent changes in the banking world. [more]

Health Care

Recognizing and Acting on Little Changes can Help Hospitals Move Forward
Hospitals are showing that modest changes, not just large-scale projects, have the potential to keep the facility moving forward. Small changes to financing options should create opportunities for future big-ticket borrowing. [more]

Senior Living

PACE Programs Build on Experiences, Adapt to New Challenges
Implementing or contracting with PACE programs can extend a senior care facility into the community, furthering the care mission and diversifying services and sources of income. [more]

Affordable Housing

Owners, Developers Feel Cautious Optimism
Ginger McGuire and Carl Wagner summarize their experiences and learnings from the developers and owners at January's Council for Affordable and Rural Housing meeting. [more]

Nonprofit Minute

Up to Speed with UPMIFA
The flexibility to prudently manage an investment portfolio and spending policy is crucial in down markets. Nonprofits in states that have adopted the Uniform Prudent Management of Institutional Funds Act may find it easier to weather current volatility. [more]

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