COLUMBUS, Ohio (Aug. 23, 2005) – An Ohio senior living community today improved its property and increased its profits by refinancing with a federally- insured loan.
The facility used a $3.8 million taxable mortgage to refinance existing debt, make critical repairs, start a replacement reserve account for future outlays, and pay for loan transaction costs.
Lancaster Pollard underwrote the mortgage loan, which will amortize over 26 years and is insured by the Federal Housing Administration’s Sec. 232 program pursuant to 223(f).
The highly- utilized nursing and assisted living facility in rural Ohio was last renovated 20 years ago. Efficient and adaptable management kept it profitable since its current owner took over. Lancaster Pollard leveraged the organization’s strong operations to achieve a low, fixed interest rate to decrease debt service payments, further increasing profitability.
The four-acre campus features more than 100 nursing beds and assisted living units. It offers nursing, medically- related social services, pharmaceutical and dietary services and organized activities, as well as assisted living amenities.
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