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About Lancaster Pollard Mortgage Co.

Lancaster Pollard Mortgage Co. provides our clients with more financial options. When it is in the best interest of our clients to consider funding options other than tax-exempt bonds, Lancaster Pollard Mortgage Co. provides access to non-conventional loans with government enhancement programs that can lower the cost of capital.

Lancaster Pollard Mortgage Company develops a plan of finance, structures property-backed commercial mortgage loans, makes and services mortgage loans, and secures government enhancements such as mortgage insurance and loan guarantees.

 Making Mortgage Programs Work

Government enhancement programs are viable financing alternatives for many health care, senior living and affordable housing properties, due to several key factors:

• Organizations that may not qualify for conventional financing may qualify for government enhancement programs that may lower the cost of funding
• Long amortization periods and sometimes higher loan-to-value requirements can result in greater loan amounts
• Non-recourse loans protect owners, obligated groups and affiliated entities from financial obligation
• Fixed rates offer more long-term predictability to some clients

We specialize in commercial mortgages insured or guaranteed by the Federal Housing Administration (FHA), Government National Mortgage Association (GMNA) and the United States Department of Agriculture (USDA). As an approved and experienced lender, we understand the details of these programs and have successfully closed a broad range of complex transactions for our clients.

The choice of a lender for a government-backed program is a very important factor in whether the loan will close on time, or at all, and the amount of time, money and personal involvement the borrower ultimately invests in the process. Lancaster Pollard Mortgage Company's experience with government enhancement programs ensures its clients will be able to maintain focus on their businesses, receive the best possible terms and conditions possible, and close the loan as quickly as possible.

Long-Term Relationships