Financing Progress for America's Senior Living Facilities
Lancaster Pollard provides debt financing for senior living renovation, expansion, acquisition, new construction and refinance. Our platform of services was created especially for senior living, and it continues to evolve and adapt to new trends and changing markets with this sector’s needs in mind. We work with for-profit and nonprofit, small and large organizations, independent living, assisted living, nursing facilities and CCRCs.
Lancaster Pollard’s focus on senior living means better understanding and articulation of your organization’s unique credit characteristics. As industry specialists, our banking professionals can identify and articulate our clients’ credit strengths and provide creative financing options, which include:
• Taxable and Tax-Exempt bonds
• FHA Mortgage Insurance
• Fannie Mae Seniors Housing Products
• Our Proprietary High-Leverage EquityTap® Program
• Bank Private Placements
• Credit Enhancements, such as: Bank Letters of Credit, Federal Home Loan Bank (FHLB) Letters of Credit and Bank-Qualified Bonds
Senior living has experienced tremendous changes over the past decade. Adaptability has been and will be key to remaining competitive as nursing homes, assisted living facilities, senior housing and CCRCs respond to issues such as the growth in facilities during the 1990s, the lifestyle patterns of today’s seniors, dynamic government regulations and improvements to home health care. Capital improvements are necessary for your organization to remain competitive by improving a facility’s physical characteristics to meet the functional and aesthetic needs and preferences of current and future residents.
Our knowledgeable associates:
• Help you evaluate and understand your refinancing options to determine the best methodology for your project
• Offer investment banking and mortgage banking services under one roof, streamlining the process for organizations who combine government credit enhancements with tax-exempt bonds
• Navigate your loan process to ensure a quick and smooth process
• Diligently negotiate the best and most flexible terms possible in the current marketplace
Interest Rate Risk Management
Lancaster Pollard understands that managing risk is an important factor in an organization’s financing plan, click here to find out how we can help manage and minimize your organization’s risk.
